While 2024 saw a 4.4% decline in car accident fatalities, there are still too many unnecessary accidents. Being involved in a car accident is always bad, but it gets even worse if you’re deemed to be at fault. While it’s important to remain calm, there are several crucial steps you need to take after an accident you caused to protect yourself legally and financially.
Remain at the Scene
Thankfully, only 0.4% of drivers are involved in a hit and run. First and foremost, do not leave the scene of the accident. Fleeing the scene, even if you’re panicking, is against the law and can result in fines, criminal charges and even jail time. Stay calm and remain at the location until the police arrive. Make sure to move your vehicle off the road if it’s drivable and turn on your hazard lights. Exchange insurance and contact information with the other driver and get the names and numbers of any witnesses to the accident.
Call the Police
You’ll want an official police report for insurance purposes, so call the police as soon as possible after the accident. Provide the dispatcher with details about the location, vehicles involved, and any injuries sustained. Do not admit fault or speculate about what happened to the police when they arrive. Simply provide your driver’s license and registration and give a factual statement of events.
Seek Medical Attention if Needed
If anyone involved in the accident is injured, including yourself, call for medical assistance right away. Even if the injuries seem minor at first, the adrenaline in your system may be hiding symptoms that need treatment. Getting medical documentation of any injuries that resulted from the crash can help when dealing with insurance claims later. Around 3 million people suffer a whiplash each year, with car accidents a major cause.
Consult a Car Accident Lawyer
It’s always a good idea to contact an experienced car accident lawyer for advice after an at-fault collision. An attorney can help protect your rights, deal with the insurance companies, and defend you if the other driver decides to file a lawsuit. They may also be able to negotiate a settlement with the other driver so you avoid costly litigation. Having a lawyer does not necessarily mean you will be taken to court.
Don’t Panic
It’s completely understandable to feel anxious, rattled, or panicked after an accident where you’re deemed to be at fault. Try to take some deep breaths and stay focused. Rationally assess the situation and follow the proper procedures. Panicking helps no one and may actually exacerbate the situation. Remind yourself that what’s done is done, and dealing with the aftermath in a composed, reasonable manner is the best thing you can do for yourself and others involved. Don’t flee the scene in a panic, as that will only lead to further legal problems. By staying calm, you set yourself up for the best possible resolution to an already difficult situation.
Always adhere to the law requiring you stop at the scene, cooperate with authorities, and get needed medical care for anyone injured.
